Quick Links:
Rates
Loans Savings Certificates Fees
Effective as of: 10/6/2021
| Personal Loans | |||
| TERM | APR* | ||
| 0-48 months | 11.99% | ||
| 49-72 months | 13.49% | ||
| 73-84 months | 14.49% | ||
| **Unsecured loan cap: $15,000.00 own signature - Up to $20,000 with co-signer - designated by MGL Chapter 171, S58** | |||
| Passbook Loans | |||
| TERM | APR* | ||
| 0-60 months | 3.75% above share rate | ||
| Car and Motorcycle Loans | |||
| MODEL YEAR | APR* - Term up to 72 months | Term up to 84 months | |
| 2022 | 2.69% | 2.69% | |
| 2019 to 2021 | 3.09% | 3.09% | |
| 2016 to 2018 | 3.79% | 3.79% | |
| 2015 and older | Up to 72 months only | 5.99% | not available |
| Boats and Campers | |||
| TERM | APR* | ||
| 0-60 months | 7.99% | ||
| 61-120 months | 8.99% | 95% Purchase Price | |
| Finance up to 95% purchase price on Boats and Campers | |||
| Include Trailer, if needed. All vehicles must be Titled. (Boats 14 ft and over) | |||
| Home Equity Line of Credit - Call for current rates | |||
| TERM | APR* | ||
| 15 Years | Call for current rates | ||
| $350 in HELOC closing costs at time of closing. Property Insurance is required throughout entire length of loan. | |||
| Max Cap on Loans designated by MGL Chapter 171, S58 | |||
| *APR=Annual Percentage Rate | |||
