Rates

Loans Savings Certificates Fees

Effective as of: 2/8/2018
Personal Loans
TERMAPR*
0-48 months10.99%
49-72 months12.29%
73-84 months13.29%
**Unsecured loan cap: $15,000.00 own signature - Up to $20,000 with co-signer - designated by MGL Chapter 171, S58**
 
 
Student Loans
TERMAPR*CAPS
0-48 months10.99%$15,000.00 own signature
$15,000.01 - $20k w/ co-signer
 
 
Passbook Loans
TERMAPR*
0-60 months3.00% above share rate
 
 
Car and Motorcycle Loans
MODEL YEAR APR* - Term up to 72 monthsAPR* - 73 to 84 months
2017 and 20183.29%3.64%
2013 to 20163.79% 4.44%
2012 and older5.49% not available
 
 
Boat and Camper Loans
TERMAPR*
0-48 months5.69%
49-72 months6.69%95% Purchase Price
 
Finance up to 95% purchase price on Boats and Campers
Include Trailer, if needed. All vehicles must be Titled. (Boats 14 ft and over)
 
 
Home Equity Line of Credit
TERMAPR*
15 YearsPlease call the Credit Union for current HELOC Rates
$250 in HELOC closing costs at time of closing. Property Insurance is required throughout entire length of loan.
 
Max Cap on Loans designated by MGL Chapter 171, S58
*APR=Annual Percentage Rate