Loans Savings Certificates Fees

Effective as of: 2/8/2018
Personal Loans
0-48 months10.99%
49-72 months12.29%
73-84 months13.29%
**Unsecured loan cap: $15,000.00 own signature - Up to $20,000 with co-signer - designated by MGL Chapter 171, S58**
Student Loans
0-48 months10.99%$15,000.00 own signature
$15,000.01 - $20k w/ co-signer
Passbook Loans
0-60 months3.00% above share rate
Car and Motorcycle Loans
MODEL YEAR APR* - Term up to 72 monthsAPR* - 73 to 84 months
2017 and 20183.29%3.64%
2013 to 20163.79% 4.44%
2012 and older5.49% not available
Boat and Camper Loans
0-48 months5.69%
49-72 months6.69%95% Purchase Price
Finance up to 95% purchase price on Boats and Campers
Include Trailer, if needed. All vehicles must be Titled. (Boats 14 ft and over)
Home Equity Line of Credit
15 YearsPlease call the Credit Union for current HELOC Rates
$250 in HELOC closing costs at time of closing. Property Insurance is required throughout entire length of loan.
Max Cap on Loans designated by MGL Chapter 171, S58
*APR=Annual Percentage Rate