Loans Savings Certificates Fees

Effective as of: 3/1/2020
Personal Loans
0-48 months10.99%
49-72 months12.49%
73-84 months13.99%
**Unsecured loan cap: $15,000.00 own signature - Up to $20,000 with co-signer - designated by MGL Chapter 171, S58**
Student Loans
0-48 months10.99%$15,000.00 own signature
$15,000.01 - $20k w/ co-signer
Passbook Loans
0-60 months3.00% above share rate
Car and Motorcycle Loans
MODEL YEAR APR* - Term up to 72 monthsTerm up to 84 months
20203.09% 3.09%
2018 and 20193.69%4.04%
2015 to 20173.99%4.34%
2014 and older6.29%not available
Boat and Camper Loans
0-48 months6.99%
49-72 months7.99%95% Purchase Price
Finance up to 95% purchase price on Boats and Campers
Include Trailer, if needed. All vehicles must be Titled. (Boats 14 ft and over)
Home Equity Line of Credit - Temporaily Suspended
15 YearsTemporaily Suspended
$250 in HELOC closing costs at time of closing. Property Insurance is required throughout entire length of loan.
Max Cap on Loans designated by MGL Chapter 171, S58
*APR=Annual Percentage Rate