Rates

Loans Savings Certificates Fees

Effective as of: 6/30/2017
Personal Loans
TERMAPR*
0-48 months9.69%
49-84 months10.99%
**Unsecured loan cap: $15,000.00 own signature - Up to $20,000 with co-signer - designated by MGL Chapter 171, S58**
 
 
Student Loans
TERMAPR*CAPS
0-24 months9.95%$15,000.00 own signature
25-48 months10.35%$15,000.01 - $20k w/ co-signer
 
 
Passbook Loans
TERMAPR*
0-60 months3.00% above share rate
 
 
Car and Motorcycle Loans
MODEL YEAR - UP TO 84 MONTHSAPR*
20181.99%
2015 to 20172.99%
2013 - 20143.29%
2010 - 20123.69%
2009 and older5.39%
 
 
Boat, and Camper Loans
TERMAPR*
0-48 months5.69%
49-72 months6.69%95% Purchase Price
 
Finance up to 95% purchase price on Boats and Campers
Include Trailer, if needed. All vehicles must be Titled. (Boats 14 ft and over)
 
 
Home Equity Line of Credit
TERMAPR*
15 YearsPlease call the Credit Union for current HELOC Rates
$250 in HELOC closing costs at time of closing. Property Insurance is required throughout entire length of loan.
 
Max Cap on Loans designated by MGL Chapter 171, S58
*APR=Annual Percentage Rate