FACTS

WHAT DOES Worcester Police Department Credit Union
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal􀀀 law gives consumers the right to limit some but not all sharing. Federal law also􀀀 requires us to tell you how we collect, share, and protect your personal informa-􀀀 tion. Please read this notice carefully to understand what we do.􀀀

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Address
Social Security number and income
Account Balances and payment history.
Credit history and credit scores.

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial institutions need to share customers’ personal information to run their everyday business. In the section below, we list reasons financial companies can share their customers’ personal information; the reasons the Worcester Police Department Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does WPDCU share?	Can you limit this sharing?
For our everyday purposes— Such as processing transactions, maintain your􀀀 account(s), respond to court orders and legal investigations, or report to credit bureaus.	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other ﬁnancial companies	Yes	Yes
For our afﬁliates’ everyday business purposes— information about your transactions and experiences	No	We Don't Share
For our affiliates’ everyday business purposes— Information about your transactions and experiences.	No	We Don't Share
For nonafﬁliates to market to you	No	We Don't Share
For non-nonafﬁliates to market to you	Yes	Yes

To limit our sharing

Questions?

Call 508-799-7677 or go to www.wpdcu.com

What we do
How does WPDCU protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does WPDCU collect my personal information?	We collect your personal information, for example, when you Open an Account or deposit money pay your bills or apply for a loan use your debit card. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for afﬁliates’ everyday business purposes—information about your creditworthiness afﬁliates from using your information to market to you sharing for nonafﬁliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Deﬁnitions
Afﬁliates	Companies related by common ownership or control. They can be ﬁnancial and nonﬁnancial companies.
Non-affiliates	Companies not related by common ownership or control. They can be ﬁnancial and nonﬁnancial companies.
Joint marketing	A formal agreement between nonafﬁliated ﬁnancial companies that together market ﬁnancial products or services to you.

Mail in form
	Mark any / all you want to limit:
Leave Blank OR If you have a joint account your choice(s) will apply to everyone on your account unless you mark below  Apply my choices only to me	 Do not share information about my creditworthiness with your affiliates to their everyday business purposes. Do not allow your affiliates to use my personal information to market to me.  Do not share my personal information with non affiliates to market their products and ser- vices to me. Name Mail to: Address Worcester Police Department CU City, State, Zip 805 West Boylston Street Worcester, MA 01606
	Account Number(s)

FACTS

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